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The Game
First it is important to note that the "t" is silent so the word is pronounced bahcahrah. The object of Baccarat game is to bet on the hand that you believe will be closest to a total of nine.

The Player and Bankerare dealt two cards each. At each position there are three bets. The "Banker", the "Player" and the Tie.


To Bet
The minimum bet is $1 and the maximum is $200. You place the bet by clicking on the chips you wish to wager, then clicking on either Tie, Dealer or Player. The chips are in the lower right corner of the screen. The chips are automatically placed on the area chosen when clicked.

Last Bet allows you to play a new game without choosing chips. It automatically bets the same amount wagered on your previous bet.

The right mouse button is for deducting money from the table.


The Rules

Card Values
All tens and picture cards equal zero.
The Ace's equals to 1.
All other cards acount as their face value. If the value of cards exceed 9, then the hand value is adjusted by subtracting 10 from the total.

Example:
9+7=16 hand counts 6
5+5+5=15 hand counts 5
10+9=19 hand is a "Natural" 9
King+Ace+5 hand counts 6


The Tie Bet
When a tie occurs, the two hands end up with the same total. Neither the Banker or the Player loses and the casino pays 8 times the wager amount that were placed on the tie for that hand only.


Third Card Draw Rules:
The rules of Baccarat determine whether a third card can be taken, but in the end, the winner is the hand with a total closest to nine. No hand will receive more than three cards.

"Natural"
If either the player's hand or the banker's hand totals 8-9, the hand is called "Natural". In this case, both player and banker must stand.

If the player's hand total is:
0-5 player hand must draw
6-7 player hand must stand

If the player's hand stands on two cards, then two card banker hand totaling 3,4,5 must draw and 6 must stand.

After the player's hand is dealt a third card , banker's hand receives a third card according to the following rules:
toad 0-2 banker hand must draw
3-6 third card to player hand determines draw or stand
7 banker hand must stands

When banker hand totals 3-6:
banker hand   Banker hand draws   Banker hand stands
Totals   when player third card is:   when player third card is:
3
4
5
6
7
  1-2-3-4-5-6-7-9-0
2-3-4-5-6-7
4-5-6-7
6-7
Banker hand must stand
  8
0-1-8-9
0-1-2-3-8-9
0-1-2-3-4-5-8-9
    8-9
"Natural" banker must stands
   


Payoff
Winning player hand wagers are paid 1 to 1.

Example: if you bet $5 on the player hand, and the player's hand was closer to 9 than the Banker's hand, you will gat your $5 back plus anothe $5.

Winning Banker hand wagers are paid 1 to 1 but the player must pay a 5% commision to the house.

Example: if you bet $5 on the banker hand, and the banker's hand waas closer to 9 than the player's hand will gat your $5 back plus another $4.75 ($5 minus $0.25).

Winning tie bet wagers are paid at 8 to 1.

Example: if you bet $5 on the tie hand, and the banker and player have the same hand count, you will get your $5 plus anohter $40.


How to Play
Choose your bet, the Banker The Player or the Tie. Once you have placed your wager, you may then click on the "Play" button to distribute four cards. If you have any combination of cards that qualifies for a payout , your credit will be increased by the amount shown on the screen of the machine in front of you.

Good Luck!